Check the Hattiesburg city purchase-assistance file before closing
Hattiesburg Community Development describes a local HOME down-payment assistance route for income-eligible first-time buyers. Use the mortgage directory above to compare providers, then coordinate the city application separately. The Mississippi hub covers MHC mortgage and assistance products; a city file has its own review.
Bring the property address and lender prequalification to the city
The city's 2022 assistance brochure describes a home within Hattiesburg city limits, lender prequalification followed by city prescreening, income underwriting and property review. It also calls for a homebuyer workshop from a HUD-approved counseling agency. Contact Community Development at 601-554-1006 for the current application and course requirements before using that older brochure as a closing checklist. Have staff check the actual address rather than assuming a Hattiesburg mailing address establishes city eligibility.
That brochure describes assistance as a forgivable loan for down payment or closing costs. Ask for the current agreement's occupancy, sale, refinancing, repayment and forgiveness conditions, along with the buyer funds still required. Its income table is explicitly for 2022, so request the current limits and available funding from the city. A lender's prequalification does not complete the city's underwriting or reserve an assistance award.
Use the action plan to identify the program, then request its application
The Community Development page links a 2026 Annual Action Plan citizen draft that discusses homebuyer assistance alongside rental assistance, housing repairs and other public uses. These are different activities with different applicants and property reviews. Ask staff for the purchase-assistance file and its current processing steps; a plan's proposed allocation is not your loan approval or proof that funds can be committed to your closing. Likewise, a homeowner repair application is not a substitute for the city's home-purchase application.
Published by Mortgage Firm, an independent directory. Program administrators and lenders determine current availability and eligibility. Our editorial approach