Prepare a Bowling Green purchase file with local counseling
Live The Dream and HANDS provide different starting points for homebuyer preparation in Bowling Green. Compare mortgage providers above, then use these local contacts to organize budget, education and application questions. The Kentucky hub explains statewide KHC mortgage and assistance structures separately.
Choose individual preparation or a homebuyer class
The Housing Authority of Bowling Green's Live The Dream Development program describes free homeownership classes and one-on-one counseling. Individual sessions cover credit reports, spending plans, down-payment assistance and choosing a home; the class addresses the mortgage process, budgeting and maintenance. Ask which format fits the preparation you need before applying for a mortgage, and bring the questions raised by lender estimates to the session.
The homeownership counseling contact is 270-467-0241, a desk line that does not accept texts. Call to confirm the next appointment or class and whether its completion document meets your lender's or assistance program's requirements. The program also describes post-purchase and foreclosure-prevention counseling, so identify whether you need purchase preparation or help with an existing mortgage. Counseling itself does not approve financing or establish available assistance.
Use the HANDS packet that matches your situation
HANDS publishes separate financial counseling, pre-purchase counseling and loss-mitigation packets. A buyer preparing to purchase can start by asking about the pre-purchase packet; someone seeking help with an existing mortgage should ask about loss mitigation. These are counseling intake materials, rather than a mortgage offer or an award of down-payment funds.
The counseling page gives help@handsinc.net and fax 270-796-8203 as return contacts for the packets. Before sending financial documents, contact HANDS to confirm the appropriate packet, current submission instructions, appointment format and any service fee. If a lender or assistance administrator needs a specific education certificate, confirm acceptance with that administrator rather than assuming that completion of a counseling packet satisfies it.
Published by Mortgage Firm, an independent directory. Program administrators and lenders determine current availability and eligibility. Our editorial approach